Hi Scott,
Thanks for the review and sorry to hear about your concerns. The Arcade belt is a quality product, personally I'm on my 5th year with the same Arcade belt and wearing it daily with no end in sight. Also Arcade stands behind their products with their own warranty:
'Any manufacturer defect will be covered. This includes failures in stitching and buckles!'
Here is their warranty form if you ever need to create a claim: https://arcadebelts.com/pages/warranty
And finally I'll pass your Rambler belt loop comments on to the design team to review.
Thanks,
Daniel